My career as a garbage collector

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      <subfield code="a">My career as a garbage collector</subfield>
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      <subfield code="a">For the last 10 years, when I went to actuarial meetings anyway, I described myself as a garbage collector. (This did not, however, work very well at high school reunions!) I would typically get a quizzical look, then a smile, as I elaborated: We take on other companies' garbageclosed blocks of bad businessand get paid to do so. I would go on to say that we're product-agnosticwe don't really care what type of business we get. If there is good cash flow for us, and crappy accounting for you, let's talk! As many of you know, there is lots of long-tailed business out there that companies want to lay off, including variable annuities, universal life with secondary guarantees, long-term care, and even deferred pensions and payout annuities.</subfield>
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      <subfield code="t">Contingencies : American Academy of Actuaries</subfield>
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      <subfield code="g">01/01/2021 January-February 2021 , p. 12-15</subfield>
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