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Hard market solutions : captive insurance thrives in tough times

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      <subfield code="a">Companies are increasingly using captive insurance to self-insure their risks, as rate hardening and COVID-19 disruption affect commercial insurance. Captive use is expanding to Asia and Latin America, and to mid-sized companies, for which new business models for captives open up options to self-insure more flexibly and efficiently.</subfield>
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