Centro de Documentacion de Fundación MAPFRE

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<dc:creator>McCarthy, David </dc:creator>
<dc:date>2021-07-16</dc:date>
<dc:description xml:lang="es">Sumario: Using a Bayesian cohort?based mortality model, weidentify strong evidence of mortality postponement at older ages in the United States. We use the results of the model to project mortality rates 75 years ahead, and show that this will likely raise the U. S. old?agedependency ratio to ~55% by 2090 (~30% larger tan the Social Security Administration [SSA] intermediate estimates). We estimate how this will affect the finances of the Old?Age and Survivors Insurance program as modeled by the SSA. In our median estimate, using the SSA's intermediate?cost assumptions, mortality postponement will raise the opensystem unfunded liability over a 75?year period by around $6.8trn over SSA estimates, worsening the actuarial balance of the program by an extra 1.30% oftaxable payroll. Mortality postponement will also have significant implications for other government  programs, notably Medicare, and for private?sector financial intermediaries, such as pension funds and insurance companies, as well as private households</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/176558.do</dc:identifier>
<dc:language>spa</dc:language>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Mortalidad</dc:subject>
<dc:subject xml:lang="es">Vejez</dc:subject>
<dc:subject xml:lang="es">Teorema de Bayes</dc:subject>
<dc:subject xml:lang="es">Pensiones</dc:subject>
<dc:subject xml:lang="es">Estados Unidos</dc:subject>
<dc:type xml:lang="es">Artículos y capítulos</dc:type>
<dc:title xml:lang="es">80 will be the new 70: Old-age mortality postponement in the United States and its likely effect on the finances of the OASI program</dc:title>
<dc:relation xml:lang="es">En: The Journal of risk and insurance. - Nueva York : The American Risk and Insurance Association, 1964- = ISSN 0022-4367. - 01/06/2021 Volumen 88 Número 2 - junio 2021 , p. 381-412</dc:relation>
<dc:coverage xml:lang="es">Estados Unidos</dc:coverage>
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