A Europe fit for the digital age : legislative train

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      <subfield code="a">Having been invited by Parliament in a May 2017 own-initiative resolution to take more action in financial technology (fintech) sectors such as big data, cybersecurity, blockchain, interoperability, financial stability, financial and IT skills, the European Commission tabled an action plan on fintech in March 2018. The plan set out 19 steps to promote innovative business models and the uptake of new technologies (e.g. artificial intelligence and cloud services), to increase cybersecurity and the integrity of the financial system, and to enhance further investor, consumer and data protection. It also envisaged the introduction of regulatory sandboxes, which can be considered 'safe spaces' where (national) supervisors apply rules to fintech firms in a more flexible way so that businesses can test their models, products and services for a limited time and without being exposed to red tape. The EU FinTech Lab was set up to build capacity and knowledge among regulators and supervisors. It held its first meeting in June 2018</subfield>
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