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How cyber insurance influences the ransomware payment decision : thoery and evidence

MAP20230012352
How cyber insurance influences the ransomware payment decision : thoery and evidence / Anna Cartwright...[et al.]
Sumario: In this paper, we analyse how cyber insurance influences the costbenefit decisionmaking process of a ransomware victim. Specifically, we ask whether organisations with cyber insurance are more likely to pay a ransom than non-insureds. We propose a game-theoretic framework with which to categorise and distinguish different channels through which insurance may influence victim decision making. This allows us to identify ways in which insurance may incentivise or disincentivise payment of the ransom
En: Geneva papers on risk and insurance : issues and practice. - Geneva : The Geneva Association, 1976- = ISSN 1018-5895. - 03/04/2023 Volumen 48 Número 2 - abril 2023 , p. 300-331
1. Ciberseguridad . 2. Empresas de seguros . 3. Ransomware . 4. Siniestralidad . 5. Toma de decisiones . I. Cartwright, Anna . II. Título.