How cyber insurance influences the ransomware payment decision : thoery and evidence

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<title>How cyber insurance influences the ransomware payment decision</title>
<subTitle>: thoery and evidence</subTitle>
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<namePart>Cartwright, Anna</namePart>
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<abstract displayLabel="Summary">In this paper, we analyse how cyber insurance influences the costbenefit decisionmaking process of a ransomware victim. Specifically, we ask whether organisations with cyber insurance are more likely to pay a ransom than non-insureds. We propose a game-theoretic framework with which to categorise and distinguish different channels through which insurance may influence victim decision making. This allows us to identify ways in which insurance may incentivise or disincentivise payment of the ransom </abstract>
<note type="statement of responsibility">Anna Cartwright...[et al.]</note>
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<topic>Ciberseguridad</topic>
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<topic>Empresas de seguros</topic>
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<topic>Ransomware</topic>
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<topic>Siniestralidad</topic>
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<topic>Toma de decisiones</topic>
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mailto:centrodocumentacion@fundacionmapfre.org?subject=Consulta%20de%20una%20publicaci%C3%B3n%20&body=Necesito%20m%C3%A1s%20informaci%C3%B3n%20sobre%20este%20documento%3A%20%0A%0A%5Banote%20aqu%C3%AD%20el%20titulo%20completo%20del%20documento%20del%20que%20desea%20informaci%C3%B3n%20y%20nos%20pondremos%20en%20contacto%20con%20usted%5D%20%0A%0AGracias%20%0A
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<title>Geneva papers on risk and insurance : issues and practice</title>
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<publisher>Geneva : The Geneva Association, 1976-</publisher>
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<identifier type="issn">1018-5895</identifier>
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<text>03/04/2023 Volumen 48 Número 2 - abril 2023 , p. 300-331</text>
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