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Mass lapse risk in European life insurance : a gray rhino awakening

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Seção: Documentos eletrônicos
Título: Mass lapse risk in European life insurance : a gray rhino awakening / Franck Pinette, Ree Chen, Etienne BussonAutor: Pinette, Franck
Publicação: London : Gallagher Re, 2023Descrição física: 10 p.Notas: Sumario: The macroeconomic drivers of a mass lapse event are difficult to predict. An individual insurance company could be hit with operational or credit issues, or even a cyber attack, which, coupled with negative publicity, could persudade policyholders. In marketwide terms, a change in the regulatory structure of a particular jurisdiction, could create structural issues for life insurers that might ultimately spook policyholders. However, if domestic life insurers are able to access reinsurance capacity from international carriers, this can help spread out the mass lapse risk over a diverse geographical portfolioÁmbito geográfico: EuropeoMateria / lugar / evento: Seguro de vida Riesgos emergentes Empresas de seguros Distribución de riesgos Estrategia empresarial Reducción de riesgos Otros autores: Chen, Ree
Busson, Etienne
Gallagher Re
Outras classificações: 341
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