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Changing climates: the heat is (still) on : hazard intensification set to compound economic losses

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MAP20240003791
Changing climates: the heat is (still) on : hazard intensification set to compound economic losses / Chandan Banerjee... [et al.]. — Zurich : Swiss Re Institute, 2024
28 p.
Sumario: In this study, it combines the insurance knowledge of property damage resulting from natural disasters with new scientific evidence from the IPCC on the probability (low, medium, high) of more severe weather conditions. To date, the main drivers of rising losses have been economic growth and urbanisation. Climate change plays a relatively small role today, but we expect associated losses to accumulate and contribute more in the future. The analysis covers 36 countries and focuses on four major weather perils: floods, tropical cyclones, winter storms in Europe and severe convective storms. These are the main loss-inducing perils for the insurance industry today and account for the largest share of economic losses from natural disasters globally. As of today, in terms of property impact, these perils cause expected economic losses of USD 200 billion annually. This is just the lower bound of all potential losses, as not all weather perils (eg, heatwaves) are covered, and only property losses are accounted for. As changing climates fuel weatherevent intensity, loss potential will likely rise
1. Cambio climático . 2. Catástrofes naturales . 3. Seguro de riesgos extraordinarios . 4. Pérdidas máximas por siniestros . 5. Riesgos meteorológicos . 6. Perspectivas del seguro . I. Banerjee, Chandan . II. Swiss Re Institute .