Eliciting claims development patterns and costs hidden in backlogs

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<dc:creator>Lindskog, Filip</dc:creator>
<dc:creator>Wüthrich, Mario V.</dc:creator>
<dc:creator>Springer</dc:creator>
<dc:date>2025-08-11</dc:date>
<dc:description xml:lang="es">Sumario: The document analyzes how delays in claims processing and the accumulation of backlogs distort the claims development patterns used in actuarial pricing and reserving. It proposes a method to infer the true underlying development patterns from processed data affected by capacity constraints. In addition, it examines the economic impact of delays in claims handling and presents a model to optimize processing capacity in order to minimize total costs. The study combines theoretical results, simulations, and neural-network techniques to demonstrate the practical usefulness of the approach in non-life insurance</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/189536.do</dc:identifier>
<dc:language>eng</dc:language>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Modelos actuariales</dc:subject>
<dc:subject xml:lang="es">Costes</dc:subject>
<dc:subject xml:lang="es">Siniestros</dc:subject>
<dc:subject xml:lang="es">Redes neuronales artificiales</dc:subject>
<dc:subject xml:lang="es">Seguros no vida</dc:subject>
<dc:type xml:lang="es">Artículos y capítulos</dc:type>
<dc:title xml:lang="es">Eliciting claims development patterns and costs hidden in backlogs</dc:title>
<dc:relation xml:lang="es">En: European Actuarial Journal. - Cham, Switzerland  : Springer Nature Switzerland AG,  2021-2022. - 11/08/2025 Volume 15 - Number 2 - August  2025 , p. 667 - 705</dc:relation>
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