Modeling flood risk impact on real estate porfolios

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<dc:creator>Ahn, Sungwon</dc:creator>
<dc:creator>Yang, Fang</dc:creator>
<dc:date>2025-08-11</dc:date>
<dc:description xml:lang="es">Sumario: This teaching case develops a simplified flood-adjusted property valuation (FAPV) model to quantify how flood risk affects US real estate portfolios and loan-to-value ratios. Using county-level SFHA exposure and scenario discounts (5%, 10%, 20%), the case shows how rising flood hazards-exacerbated by climate change-can inflate LTV and adjusted LTV and thus credit risk. It provides step-by-step methods, data sources, and classroom activities, and closes with discussion on mitigation strategies (risk disclosure, insurance, regulation, and property-level measures)</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/189538.do</dc:identifier>
<dc:language>spa</dc:language>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Inundaciones</dc:subject>
<dc:subject xml:lang="es">Cuantificación del riesgo</dc:subject>
<dc:subject xml:lang="es">Gerencia de riesgos</dc:subject>
<dc:subject xml:lang="es">Riesgos meteorológicos</dc:subject>
<dc:type xml:lang="es">Artículos y capítulos</dc:type>
<dc:title xml:lang="es">Modeling flood risk impact on real estate porfolios</dc:title>
<dc:relation xml:lang="es">En: Risk management & insurance review. - Malden, MA : The American Risk and Insurance Association by Blackwell Publishing, 1999- = ISSN 1098-1616. - 20/10/2025 Volume 28 Number 3 - 2025 , p. 448 - 470</dc:relation>
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