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Head games: navigating liability and insurance in the NFL

 
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<abstract displayLabel="Summary">The case examines how the NFL has adjusted its risk management strategy in response to the growing legal exposure from concussions. As scientific evidence links repeated head impacts to neurological diseases, the league faces lawsuits, the withdrawal of insurers, and reputational damage. With traditional insurers increasingly unwilling to cover these long-tail liability risks, the NFL is considering self-insurance as an alternative. The case explores the financial, strategic, and cultural implications of this decision, and how large organizations manage uncertainty when traditional risk-transfer mechanisms fail</abstract>
<note type="statement of responsibility">Sabrina Du</note>
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<identifier type="issn">1098-1616</identifier>
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<text>20/10/2025 Volume 28 Number 3 - 2025 , p. 427 - 447</text>
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