Addressing growing protection gaps through better public-private insurance programmes

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<namePart>Schernberg, Hélène </namePart>
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<dateIssued>2026</dateIssued>
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<tableOfContents displayLabel="Contents">Acknowledgements -- Foreword -- Executive summary -- Introduction: A widening disaster protection gap; Why governments intervene to narrow disaster protection gaps; A growing interest in public-private insurance programmes (ppips); Structure of the report -- Narrowing disaster protection gaps: a proactive strategy: Root causes of disaster protection gaps; A three-step proactive risk-management strategy -- Conceptual framework for ppip analysis -- Anatomy of a ppip: core components: Implementing the state guarantee; Implementing cost redistribution -- Ppips in practice: from creation to performance: How crises catalyse ppip creation; Ppip archetypes: two ways of balancing policy trade-offs; Coverage outcomes: successes and shortfalls; Guardrails: navigating trade-offs in practice -- The risk-reduction imperative: When risk-sharing hinders risk reduction; Retrofitting ppips: adding risk-reduction features; The limits of retrofitting: why individual incentives alone are insufficient; The policymaker's new objective: designing ppips for risk reduction -- Principles for effective ppip design: Is a ppip needed?; Core ppip implementation principles; Ppips for cyberattacks and pandemics -- Conclusion -- Appendix -- References</tableOfContents>
<note type="statement of responsibility">Hélène Schernberg</note>
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<topic>Brecha de protección</topic>
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