Pesquisa de referências

The Role of loss prevention in risk management

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      <subfield code="a">Insurance companies have in a sense been practicing risk management for many decades. An underwriter who was offered a risk was setting  his self retention according to the hazard grade and class of risk in line with the corporate guidelines. In the further development of the loss prevention services the underwriter became more demanding and wanted an estimate on how much they could lose in a loss resulting from a fire or other peril. If the insurance manager starts to play the role of the underwriter and wants to increase the deductible thus reducing the insurance costs, he is making his first steps into the risk manager's field</subfield>
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