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Seção: ArtigosTítulo: On the choice of insurance distribution systems / Won-Joong Kim, David Mayers, Clifford W. SmithAutor: Kim, Won-JoongNotas: Sumario: This article examines insurers' choice between independent and exclusive agents. We assume that alternative distribution systems are efficient mechanisms for controlling contracting problems among policy-holders, insurers, and agents. Because the use of independent agents helps control potential expropriate behavior by the insurer, the indepent agency system should be more valuable for ownership structures where such problems are more severeRegistros relacionados: En: Risk and insurance. - Philadelphia. - Vol 63, nº 2, June 1996 ; p. 207-227Materia / lugar / evento: SegurosEmpresas de segurosDistribución de segurosMediación de segurosAgentes de segurosOtros autores: Mayers, David Smith, Clifford W. Títulos secundários: Título: Risk and insurance Outras classificações: 213Direitos: In Copyright (InC)