Ownership structure across lines of property-casualty insurance

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      <subfield code="a">Ownership structure across lines of property-casualty insurance</subfield>
      <subfield code="c">David Mayers and Clifford W. Smith Jr.</subfield>
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      <subfield code="a">The insurance industry has several differrent types of ownership structures, including Lloyds associations, in which insurance contracts are offered by individual underwriters, stock companies with standard corporate form, and mutuals reciprocals, both of which are more like cooperatives. Differences in ownership structure are related to differences in geographic concentration and concentration by line of business. Stock companies are less concentrated geographically than Lloyds, mutuals, and reciprocals.</subfield>
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      <subfield code="a">Empresas de seguros</subfield>
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      <subfield code="a">Segaar, Peter</subfield>
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      <subfield code="t">Journal of law and economics</subfield>
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      <subfield code="g">October 1988 ; p. 351-378</subfield>
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