MAP20071505332 Kapur, Kanila The Impact of the health insurance market on small firm employment / Kania Kapur Small firms that offer health insurance to their employees may face variable premium if they hire employees with hight expected health cost. To avoid expensive premium variability, small firms may attempt to maintain a workforce with low expected heatlh cost. This result in employment distorsions. En: The Journal of risk and insurance. - Orlando. - Volume 71, number 1, March 2004 ; p. 63-90 1. Seguro de enfermedad . 2. Pequeñas y medianas empresas . 3. Costes económicos . 4. Seguros de empresas . 5. Estados Unidos . I. Título. II. Título: The Journal of risk and insurance.