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Testing for offsetting behavior and adverse recruitment among drivers of airbag-equipped vehicles

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<title>Testing for offsetting behavior and adverse recruitment among drivers of airbag-equipped vehicles</title>
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<title>The Journal of risk and insurance</title>
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<namePart>Harless, David W.</namePart>
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<namePart>Hoffer, George, E.</namePart>
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<abstract>Earlier studies reported that an insurance industry index of personal-injury claims rose after automobiles adopted driver's side airbags and that drivers of airbag-equipped vehicles were more likely to be at fault in fatal multivehicle accidents . These findings  can be explained by the offsetting behaviour hypothesis or by at-risk drivers systematically selecting vehicles with airbags </abstract>
<note type="statement of responsibility">David W. Harless, George E. Hoffer</note>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080540111">
<topic>Airbag</topic>
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<topic>Reclamaciones</topic>
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<topic>Accidentes de tráfico</topic>
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<topic>Estudios</topic>
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<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080603779">
<topic>Seguro de automóviles</topic>
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<title>The Journal of risk and insurance</title>
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<publisher>Orlando</publisher>
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<identifier type="local">MAP20077000727</identifier>
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<text>Volume 70, number 4, December 2003 ;  p. 629-650</text>
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