Unisex tariffs in health insurance

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      <subfield code="a">European legislation requires insurance companies to calculate unisex tariffs after December 21, 2007. Health insurance companies can compensate the loss of gender-based primary premium differentiation by using extended premium refund systems to differentiate the premiums between females and males expected financial burden can be reached through secondary premium differentiation and the extended risk transfer to the insured can be accepted</subfield>
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