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Effective actuarial methods

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      <subfield code="a">I. The theory of ordering of risks -- II. Techniques to determine insurance premiums for contracts that belong to a moreor less heterogeneous portfolio, in case there is limited or irregular claims esperience available for each contract but ample claims experience for the whole portfolio -- III. The   development of claim payments was initially designed to picture the so-called IBNR reserves, the techniques have a wider field of application.</subfield>
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