NUM00000106506 Risk management & insurance review: Tomo 23 Número 3 - 2020 In Copyright (InC). InC - http://rightsstatements.org/vocab/InC/1.0/ En: Risk management & insurance review . - Malden, MA : The American Risk and Insurance Association by Blackwell Publishing , 1999- = ISSN 1098-1616 1. Gerencia de riesgos . 2. Seguros . I. American Risk and Insurance Association .