MAP20090001084 Bayraktar, Erhan Minimizing the probability of ruin when consumption is ratcheted / Erhan Bayraktar, Virginia R. Young En: North American actuarial journal. - Schaumburg : Society of Actuaries, 1997- = ISSN 1092-0277. - 01/10/2008 Tomo 12 Número 4 - 2008