MAP20100103265 Fosker, Penny Insurance ERM advances : global leaders point way for regional players / By Penny Fosker, Mark Scanlon and Eric Simpson En: Emphasis. - New York : Towers Watson, 1987-. - Número 3 - 2010, p. 2-11 I. Scanlon, Mark J. . II. Simpson, Eric M. . III. Towers Watson .