Search

Fair risk assessment in life & health insurance

<?xml version="1.0" encoding="UTF-8"?><modsCollection xmlns="http://www.loc.gov/mods/v3" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-8.xsd">
<mods version="3.8">
<titleInfo>
<title>Fair risk assessment in life & health insurance</title>
</titleInfo>
<name type="corporate" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080436261">
<namePart>Swiss Re</namePart>
<nameIdentifier>MAPA20080436261</nameIdentifier>
</name>
<typeOfResource>text</typeOfResource>
<originInfo>
<place>
<placeTerm type="code" authority="marccountry">che</placeTerm>
</place>
<issuance>monographic</issuance>
<place>
<placeTerm type="text">Zurich</placeTerm>
</place>
<publisher>Swiss Re</publisher>
<dateIssued>2011</dateIssued>
</originInfo>
<language>
<languageTerm type="code" authority="iso639-2b">eng</languageTerm>
</language>
<physicalDescription>
<form authority="marcform">print</form>
</physicalDescription>
<abstract displayLabel="Summary">Goverments and regulators are exerting increasing influence on the risk selection process of the private life and health insurance industry. This was placed significantly under the spotlight by the 1 March 2011 European Court of Justice rulling on the use of gender in insurance. this announced that the current exemption for the use of gender as a risk factor in insurance contracts will be removed with effect from 21 december 2012. While the ruling surprised some, it follows three decades of regulatory developments and pressure on the industry to prove that its risk selection process is fair, and that the price charged to the consumer of insurance products is actuarially sound</abstract>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080587901">
<topic>Seguro de personas</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080626310">
<topic>Seguro de asistencia sanitaria</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080570590">
<topic>Seguro de vida</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080614263">
<topic>Igualdad entre los sexos</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080579258">
<topic>Cálculo actuarial</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080584290">
<topic>Contrato de seguro</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080570323">
<topic>Reglamentación</topic>
</subject>
<subject authority="lcshac" xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080599096">
<topic>Selección de riesgos</topic>
</subject>
<classification authority="">34</classification>
<recordInfo>
<recordContentSource authority="marcorg">MAP</recordContentSource>
<recordCreationDate encoding="marc">110705</recordCreationDate>
<recordChangeDate encoding="iso8601">20110705152157.0</recordChangeDate>
<recordIdentifier source="MAP">MAP20110044817</recordIdentifier>
<languageOfCataloging>
<languageTerm type="code" authority="iso639-2b">spa</languageTerm>
</languageOfCataloging>
</recordInfo>
</mods>
</modsCollection>