AON Affinity Brokers : utility and database microinsurance distribution in Brazil : part of a series of case studies on alternative microinsurance distribution models

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      <subfield code="a">This case study highlights the experience of AON Affinity do Brasil, an insurance brokerage, as well as the experience of its insurance and distribution partners in the microinsurance market. It illustrates the following main themes and issues: The unique role a broker and-or administrator can play in the development of innovative microinsurance distribution channels; The successful distribution and take-up of microinsurance products through telecommunications and utility companies; Commercially successful microinsurance products and distribution channels may require tailoring to improve the value to clients as suggested by the currently low loss ratios and high management costs</subfield>
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