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2013 outlook : New Zealand insurance : a mixed performance

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      <subfield code="a">Birch, John</subfield>
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      <subfield code="a">2013 outlook</subfield>
      <subfield code="b">: New Zealand insurance : a mixed performance</subfield>
      <subfield code="c">John Birch, Tim Roche</subfield>
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      <subfield code="a">Fitch Ratings expects the improved earnings results of New Zealand non-life insurers in 2012 to continue into 2013. The expectation is based on lower (more typical) natural catastrophe losses, and property portfolios fully re-priced to offset higher reinsurance costs and falling investment returns.
Reported 2012 earnings from New Zealand life insurers are lower, although they come off a relatively high base. Fitch expects these lower earnings to continue into 2013 due to increased competition, tax changes, and lower investment returns</subfield>
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