Heterogeneity of the accident externality from driving

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<title>Heterogeneity of the accident externality from driving</title>
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<namePart>Tzeng, Larry Y.</namePart>
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<abstract displayLabel="Summary">This article examines the accident externality from driving in terms of loss probability and severity by using a unique individual-level data set with more than 3 million observations from Taiwan. Two types of accident externality are, respectively, measured: the average number of kilometers driven per month per vehicle and the total number of speeding tickets per month. For both variables, we find significant evidence to support the existence of the accident externality. Moreover, we find that the accident externality is heterogeneous in terms of the vehicles' characteristics.</abstract>
<note type="statement of responsibility">Rachel J. Huang, Larry Y. Tzeng, Kili C. Wang</note>
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<topic>Gerencia de riesgos</topic>
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<topic>Seguridad vial</topic>
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<topic>Accidentes de tráfico</topic>
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<topic>Factores de riesgo</topic>
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<topic>Métodos de estimación objetiva</topic>
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<topic>Seguro de automóviles</topic>
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<topic>Riesgos dependientes</topic>
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<title>The Journal of risk and insurance</title>
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<publisher>Nueva York : The American Risk and Insurance Association, 1964-</publisher>
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<identifier type="issn">0022-4367</identifier>
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<text>01/12/2014 Volumen 81 Número 4 - diciembre 2014 , p. 735-756</text>
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