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Final report on public consultation no. CP-15-006 on the creation of a standardised Pan-European personal pension product (PEPP)

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<title>Final report on public consultation no. CP-15-006 on the creation of a standardised Pan-European personal pension product (PEPP)</title>
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<publisher>EIOPA</publisher>
<dateIssued>2016</dateIssued>
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<abstract displayLabel="Summary">The analysis of this feedback confirmed EIOPA's views that a standardised PEPP with a defined set of regulated, standardised elements, including some flexible ones, would be best placed to support sustainable pensions via personal pension savings. The PEPP, to be introduced through a 2nd regime Regulation, should be safe, cost-effective, transparent and sufficiently flexible to accommodate the current economic and labour market environment in Europe. The PEPP is complementary to the 1st and 2nd pillar pensions systems in Member States. It therefore has the potential to promote a Single Market for personal pensions, while at the same time facilitating the CMU. EIOPA supports strengthening all 3 pension pillars that support Europeans in providing for an adequate retirement income</abstract>
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<topic>Pensiones</topic>
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<topic>Planes de pensiones individuales</topic>
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<topic>Productos de seguros</topic>
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<topic>Jubilación</topic>
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<geographic>Unión Europea</geographic>
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