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Demand and selection effects in supplemental health insurance in Germany

Recurso electrónico / Electronic resource
MARC record
Tag12Value
LDR  00000cab a2200000 4500
001  MAP20170005223
003  MAP
005  20170309113112.0
008  170216e20170102deu|||p |0|||b|eng d
040  ‎$a‎MAP‎$b‎spa‎$d‎MAP
084  ‎$a‎344.1
100  ‎$0‎MAPA20170002222‎$a‎Lange, Renate
24510‎$a‎Demand and selection effects in supplemental health insurance in Germany‎$c‎Renate Lange, Jörg Schiller and Petra Steinorth
520  ‎$a‎This paper empirically assesses selection effects and determinants of the demand for supplemental health insurance that covers hospital and dental benefits in Germany. Our representative data set provides doctor-diagnosed indicators of the individual¿s health status, risk attitude, demand for medical services and insurance purchases in other lines of insurance, as well as rich demographic and socio-economic information. Controlling for a wide range of individual preferences, we find evidence that individuals aged 65 and younger with hospital coverage are sicker than those without. In addition, insurance propensity and income are the most important drivers of the demand for supplemental hospital and dental coverage.
650 4‎$0‎MAPA20080573867‎$a‎Seguro de salud
650 4‎$0‎MAPA20080599096‎$a‎Selección de riesgos
650 4‎$0‎MAPA20080594794‎$a‎Asistencia sanitaria
650 4‎$0‎MAPA20080577247‎$a‎Pólizas dentales
651 1‎$0‎MAPA20080637996‎$a‎Alemania
7730 ‎$w‎MAP20077100215‎$t‎Geneva papers on risk and insurance : issues and practice‎$d‎Geneva : The Geneva Association, 1976-‎$x‎1018-5895‎$g‎02/01/2017 Volumen 42 Número 1 - enero 2017 , p. 5-30