| LDR | | | 00000cab a2200000 4500 |
| 001 | | | MAP20180000188 |
| 003 | | | MAP |
| 005 | | | 20180111134340.0 |
| 008 | | | 180109e20171204esp|||p |0|||b|spa d |
| 040 | | | $aMAP$bspa$dMAP |
| 084 | | | $a341 |
| 245 | 0 | 0 | $aLife Insurance demand under health shock risk$cChristoph Hambel... [et al.] |
| 520 | | | $aThis article studies the consumption-investment-insurance problem of a family. The wage earner faces the risk of a health shock. The family can buy long-term life insurance that can only be revised at significant costs. A revision is only possible as long as the insured person is healthy. The combination of unspanned labor income and the stickiness of insurance decisions reduces the long-term insurance demand significantly. Since such a reduction is costly and families anticipate these potential costs, they buy less protection at all ages. In particular, young families stay away from long-term life insurance markets altogether. |
| 650 | | 4 | $0MAPA20080570590$aSeguro de vida |
| 650 | | 4 | $0MAPA20080591182$aGerencia de riesgos |
| 700 | 1 | | $0MAPA20180000485$aHambel, Christoph |
| 773 | 0 | | $wMAP20077000727$tThe Journal of risk and insurance$dNueva York : The American Risk and Insurance Association, 1964-$x0022-4367$g04/12/2017 Volumen 84 Número 4 - diciembre 2017 , p. 1171-1202 |
