Insurance in the digital age : a view on key implications for the economy and society

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      <subfield code="a">This paper is concerned with the impact digital technologies have on insurance, and reflects on the contribution that insurance makes to the development of a digitalized economy. Technology and new data sources are changing fundamentally our economy and society. Digitalization is widening the role of insurers from one primarily concerned with loss indemnification to a broader advisory service for insureds on how to prevent, mitigate and manage risks. That is to say, new technologies allow insurance to evolve from pure risk protection towards risk prediction and prevention. Underwriting, pricing, claims handlingall these processes could become more efficient thanks to digital technologies </subfield>
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