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Why insurance is unique and offers unique benefits for consumers

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      <subfield code="b">and offers unique benefits for consumers</subfield>
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      <subfield code="a">The unique benefits of insurance -- Many types of cover, many benefits -- The freedom to underwrite -- Tailored prudential regulation -- Regulation that reflects market realities: unique distribution, varying consumer needs -- Flexibility to present products and costs in a comprehensive way </subfield>
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