MAP20200007968 Fool's gold Say its name too loud and it might disappearthe onset of a hard market has been whispered about for some 12 months. Even if rates are hardening, is the industry clutching at straws when underlying exposures also seem to be increasing, and with so much capacity waiting in the wings? Intelligent Insurer investigates En: Intelligent Insurer review. - Woolsthorpe-by-Colsterworth [United Kingdom] : Newton Media Limited, 2009-2023. - 02/09/2019 Número 3 - 2019 , p. 8-12 1. Mercado de seguros . 2. Perspectivas del seguro . 3. Mercado de reaseguros . 4. Empresas de seguros . 5. Empresas de reaseguros . 6. Reaseguro . 7. Ratios . I. Title.