Search

Splitting risks in insurance markets with adverse selection

Recurso electrónico / Electronic resource
MARC record
Tag12Value
LDR  00000cab a2200000 4500
001  MAP20200040057
003  MAP
005  20201223180130.0
008  201223e20201201usa|||p |0|||b|eng d
040  ‎$a‎MAP‎$b‎spa‎$d‎MAP
084  ‎$a‎7
100  ‎$0‎MAPA20080648671‎$a‎Picard, Pierre
24510‎$a‎Splitting risks in insurance markets with adverse selection‎$c‎Pierre Picard
520  ‎$a‎We characterize the design of insurance schemes when policyholders face several insurable risks in a context of adverse selection. Splitting risks emerges as a feature of second-best Pareto optimality. This may take the form of risk-specific contracts, or of contracts where risks are bundled but subject to differential coverage rules, such as risk-specific copayments combined with a deductible or a cap on coverage.
650 4‎$0‎MAPA20080586294‎$a‎Mercado de seguros
650 4‎$0‎MAPA20080582661‎$a‎Selección adversa
650 4‎$0‎MAPA20190013888‎$a‎Riesgo asegurable
650 4‎$0‎MAPA20080553630‎$a‎Coberturas
650 4‎$0‎MAPA20080591182‎$a‎Gerencia de riesgos
7730 ‎$w‎MAP20077000727‎$t‎The Journal of risk and insurance‎$d‎Nueva York : The American Risk and Insurance Association, 1964-‎$x‎0022-4367‎$g‎01/12/2020 Volumen 87 Número 4 - diciembre 2020 , p. 997-1033