Running up on runoff : strategic options for life closed books

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<rdf:Description>
<dc:creator>Hämmerli, Marion </dc:creator>
<dc:creator>McKinsey & Company</dc:creator>
<dc:date>2021-02-01</dc:date>
<dc:description xml:lang="es">Sumario: The traditional value proposition of life insurance in Europe has been called into question. Breakout moves have not reached industry scale, and as the need for old-age provisioning continues to grow, the challenges continue to increase. These challenges include an ultralow interest-rate environment, which has prevailed for more than a decade; industry-wide structural costs that have not been sufficiently addressed, especially administration and acquisition costs; and a new capital regime (Solvency II) that not only demands higher capital charges for high-guarantee books but also leads to higher volatility in risk capital charges over time.</dc:description>
<dc:identifier>https://documentacion.fundacionmapfre.org/documentacion/publico/es/bib/174639.do</dc:identifier>
<dc:language>spa</dc:language>
<dc:publisher>McKinsey & Company</dc:publisher>
<dc:rights xml:lang="es">InC - http://rightsstatements.org/vocab/InC/1.0/</dc:rights>
<dc:subject xml:lang="es">Seguro de vida</dc:subject>
<dc:subject xml:lang="es">Perspectivas del seguro</dc:subject>
<dc:subject xml:lang="es">Mercado de seguros</dc:subject>
<dc:subject xml:lang="es">Empresas de seguros</dc:subject>
<dc:subject xml:lang="es">Rentabilidad</dc:subject>
<dc:subject xml:lang="es">Solvencia II</dc:subject>
<dc:subject xml:lang="es">Europa</dc:subject>
<dc:type xml:lang="es">Books</dc:type>
<dc:title xml:lang="es">Running up on runoff  : strategic options for life closed books</dc:title>
<dc:format xml:lang="es">16 p.</dc:format>
<dc:relation xml:lang="es">Insurance Practice</dc:relation>
<dc:coverage xml:lang="es">Europa</dc:coverage>
</rdf:Description>
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