Life and Other Contingencies

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      <subfield code="a">At the time when Spurgeon's Life Contingencies was first published, the study of multiple-decrement tables was very much in its infancy; it is not surprising therefore that Spurgeon disposed of the subject in one short chapter. In the present volume the first two chapters (numbered 19 and 20 because Volume I contained 18 chapters) are devoted to the subject. Chapter 19 deals with the multiple-decrement table by itself and Chapter 20 with the rela tionships between the multiple-decrement table and its 'family' of single-decrement tables. The authors are greatly indebted to Messrs Bailey and Haycocks, authors of Some theoretical aspects of Multiple Decrement Tables, for many of the ideas underlying Chapter 20. They have, however, sought to develop the subject in their own way; in particular they have felt it important to establish an analogy between the model and actual experience and to make use of this analogy to demonstrate the identity of the forces of decrement.In Chapter 21 the student is introduced to the joint-life mortality table; some standard deviations which are of interest but hardly merit a chapter to themselves are included. Chapters 22 (joint-life and last survivor annuities, assurances, etc.), 24 (contingent assurances) and 25 (reversionary annuities) follow conventional lines and contain little that is new; the authors. have purposely given less emphasis to complicated functions than was at one time the fashion. In Chapter 23 they have developed some general theorems of which many of the formulae in the book</subfield>
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