Views on the EC's proposal for a directive amending Solvency II
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| Tag | 1 | 2 | Value |
|---|---|---|---|
| LDR | 00000cam a22000004b 4500 | ||
| 001 | MAP20220001670 | ||
| 003 | MAP | ||
| 005 | 20220121111832.0 | ||
| 008 | 220120s2021 esp|||| ||| ||spa d | ||
| 040 | $aMAP$bspa$dMAP | ||
| 084 | $a222 | ||
| 245 | 1 | 0 | $aViews on the EC's proposal for a directive amending Solvency II |
| 260 | $aBrussels$bInsurance Europe$c2022 | ||
| 300 | $a37 p. | ||
| 520 | $aSolvency II (SII) has provided many of its intended benefits, including introducing a risk-based approach for solvency capital, setting very high standards for risk management and governance, extensive supervisory reporting and significant public reporting. As a result, the framework ensures very high levels of policyholder protection and a more level regulatory playing field across Europe. However, the framework needs a number of improvements because it does not correctlyreflect insurers' longterm business model, resulting in excessive capital burdens and solvency volatility for European insurers. It has also created a very significant, and in some cases unnecessary, operational burden for insurers. These deficiencies result in negative impacts for consumers, both directly through increased costs and les optimal investments and indirectly due to reduced product availability and guarantees. They also constrain the insurance sector's ability to contribute to the EU's political priorities, including economic recovery from COVID- 19, the Capital Markets Union (CMU) and the European Green Deal, as they reduce the sector's capacity to take risk. Finally, they undermine insurers' international competitiveness, their natural ability to take a longterm approach to products and investment and their ability to avoid procyclical behaviour during a crisis. | ||
| 650 | 4 | $0MAPA20080564254$aSolvencia II | |
| 650 | 4 | $0MAPA20080586294$aMercado de seguros | |
| 650 | 4 | $0MAPA20080608804$aSupervisión de seguros | |
| 650 | 4 | $0MAPA20110021238$aEstabilidad financiera | |
| 710 | 2 | $0MAPA20120012608$aInsurance Europe |