Five ways for P&C insurers to build resilience amid uncertainty

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      <subfield code="a">The property and casualty (P&C) insurance industry is facing severe headwinds that leaders cannot ignore or wish away. Underwriting losses totaled more than $24 billion in 2022, compared with an average profit of approximately $8 billion from 2018 to 2020, according to global credit agency AM Best. Such losses are clearly not sustainable, yet the plight of insurers could get worse before it gets better. The ferocity of new weather patterns, population growth in hazardous areas, complex technology and supply chains associated with electric vehicles, regulatory interventions on pricing, third-party funding for litigation, and political uncertainty are just some of the circumstances that point to volatile days ahead</subfield>
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