Centro de Documentacion de Fundación MAPFRE - Inclusive insurance in advanced economies : alleviating strains on society

MAP20240018450

Inclusive insurance in advanced economies : alleviating strains on society / Kai-Uwe Schanz. — Zurich : The Geneva Association, 2024

52 p.

Sumario: This report explores inclusion gaps for six demographic groups in advanced economies - the elderly, Gen Z, self-employed workers, low-income earners, migrants and the chronically ill. A survey of over 28,000 households in France, Germany, Italy, Japan, Spain, the U.K. and the U.S. revealed that low-income earners, Gen Z and migrants are disproportionately underinsured across all markets. Private health and residential property insurance are the most needed types of additional coverage across all countries and subgroups.
The report identifies four key barriers to inclusive insurance - unaffordability, unavailability, inaccessibility and lack of awareness - and suggests concrete steps for insurers to overcome these obstacles

1. Mercado de seguros . 2. Seguros inclusivos . 3. Infraseguro . 4. Inclusión social . 5. Seguro de salud . 6. Seguro multirriesgo del hogar . I. The Geneva Association . II. Title.