Inclusive insurance in advanced economies : alleviating strains on society

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<title>Inclusive insurance in advanced economies : alleviating strains on society</title>
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<namePart>The Geneva Association</namePart>
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<publisher>The Geneva Association</publisher>
<dateIssued>2024</dateIssued>
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<abstract displayLabel="Summary">This report explores inclusion gaps for six demographic groups in advanced economies - the elderly, Gen Z, self-employed workers, low-income earners, migrants and the chronically ill. A survey of over 28,000 households in France, Germany, Italy, Japan, Spain, the U.K. and the U.S. revealed that low-income earners, Gen Z and migrants are disproportionately underinsured across all markets. Private health and residential property insurance are the most needed types of additional coverage across all countries and subgroups.
The report identifies four key barriers to inclusive insurance - unaffordability, unavailability, inaccessibility and lack of awareness - and suggests concrete steps for insurers to overcome these obstacles</abstract>
<note type="statement of responsibility">Kai-Uwe Schanz</note>
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<topic>Mercado de seguros</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20240002213">
<topic>Seguros inclusivos</topic>
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<topic>Infraseguro</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20150002600">
<topic>Inclusión social</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080573867">
<topic>Seguro de salud</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080624972">
<topic>Seguro multirriesgo del hogar</topic>
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<url displayLabel="electronic resource" usage="primary display">https://www.genevaassociation.org/publication/social-financial-inclusion/inclusive-insurance-advanced-economies-alleviating-strains</url>
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