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European insurance outlook 2025 : holding up well

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<title>European insurance 
outlook 2025</title>
<subTitle>: holding up well</subTitle>
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<namePart>Kudszus, Volker</namePart>
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<publisher>S&P Global Ratings</publisher>
<dateIssued>2024</dateIssued>
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<tableOfContents displayLabel="Contents">European Insurers: strong  and stable -- European credit conditions: top external risks and structural risks -- European life insurers: competition with banks for new business -- European property-casualty insurers: claims inflation -- European insurers' capital surplus: a key rating strength -- European insurers' capital adequacy: exceeding 99.99%
 -- European insurers' capital quality: the effects of IFRS 17 are kicking in -- Cyber: from threat to opportunit -- Climate change and climate transition -- Regulation and accounting  -- Selected European markets -- Appendix: overview of selected Middle East and African markets </tableOfContents>
<note type="statement of responsibility">Volker Kudszus</note>
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<topic>Mercado de seguros</topic>
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<topic>Empresas de seguros</topic>
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<topic>Seguro de vida</topic>
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<topic>Seguros no vida</topic>
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<topic>Calificaciones crediticias</topic>
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<topic>Requerimientos financieros</topic>
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<topic>Ciberriesgos</topic>
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<topic>Cambio climático</topic>
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<topic>Regulación</topic>
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<geographic>Unión Europea</geographic>
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