Directors and officers (D&O) insurance insights 2025 : Top risk trends and exposures for boards of management

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      <subfield code="a">he Allianz Commercial report on directors and officers (D&O) insurance for 2025 highlights increased risks due to geopolitical instability, climate change, and heightened regulatory scrutiny, especially concerning ESG issues. There is also a rise in litigation related to privacy and artificial intelligence, as well as an increase in business insolvencies, which could lead to more D&O claims. Third-party litigation funding is growing, potentially increasing the severity of claims. The D&O insurance market is experiencing rate reductions in some regions due to rising competition</subfield>
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