Centro de Documentacion de Fundación MAPFRE - Swiss Re SONAR : new emerging risk insights

Publication: Zurich : Swiss RE Institute, 2025Physical description: 35 p.Series: (June 2025)Notes: Sumario: The report opens with an assessment of structural risks that shape insurance markets and the business environment already today. They contextualise and could exacerbate the future impact of emerging risks. This year's SONAR highlights five structural risks, including a lack of consumer trust in the industry, a challenge to the core value proposition of insurance. Another real-time structural risk is social inflation, a drag on profitability in casualty business, particularly in the US. Demand for liability insurance has been growing rapidly, a main driver being changes in the legal landscape exemplified by large verdicts. Insurers facing big increases in legal defence costs will likely pass this on to consumers through higher premiums. We also highlight the
insurance significance of current elevated levels of excess mortality, ageing populations and digitalisationMateria / lugar / evento: Mercado de seguros Riesgos emergentes Confianza Comportamiento del consumidor Rentabilidad Seguro de responsabilidad civil Seguro de defensa jurídica Transformación digital Envejecimiento de la población Tendencias Otros autores: Swiss Re
Other categories: 219

Rights: In Copyright (InC)

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