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Financial education for long-term savings and investments : review of research and literature

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008  231116s2015 fra|c|| ||| ||eng d
040  ‎$a‎MAP‎$b‎spa‎$d‎MAP
084  ‎$a‎101
24000‎$a‎OECD Working Papers on Finance, Insurance and Private
24510‎$a‎Financial education for long-term savings and investments ‎$b‎: review of research and literature‎$c‎Adele Atkinson... [et al.]
260  ‎$a‎Paris‎$b‎OECD‎$c‎2015
300  ‎$a‎35 p.
4900 ‎$a‎OECD Working Papers on Finance, Insurance and Private Pensions‎$v‎nº 39, 2015
5050 ‎$a‎Long-term savings and investments (LTSI) by individuals enhances their financial security while also supporting growth and financial development. Evidence shows that financial knowledge and skills are positively related to LTSI behaviour, and indicates a strong correlation between levels of financial literacy and retirement wealth accumulation. However, both the quantity and quality of LTSI are often worryingly low, pointing to an important role for financial education to increase levels of financial literacy and thus improve LTSI among individuals. Evaluations of various types of financial education aimed at increasing LTSI have identified some promising results. Initial findings suggest the need for additional, targeted evaluation of education programmes to compare the effects of different delivery channels and the intensity of provision in order to identify optimal approaches. More detailed research is also important to fully understand why some evaluations indicate mixed outcomes from certain programmes
650 4‎$0‎MAPA20120021457‎$a‎Educación financiera
650 4‎$0‎MAPA20140008254‎$a‎Ahorro a largo plazo
650 4‎$0‎MAPA20120004092‎$a‎Cultura aseguradora
650 4‎$0‎MAPA20240001001‎$a‎Bienestar financiero
650 4‎$0‎MAPA20080614041‎$a‎Evaluación de resultados
650 4‎$0‎MAPA20080598457‎$a‎Programas educativos
650 4‎$0‎MAPA20080564834‎$a‎Bibliografías
7001 ‎$0‎MAPA20250002531‎$a‎Atakinson, Adele
7102 ‎$0‎MAPA20080432676‎$a‎OECD