Centro de Documentacion de Fundación MAPFRE - Digital Euro : a technical explanation and some policy reflections to enchange digital payment in the European Union

MAP20250010079

Digital Euro : a technical explanation and some policy reflections to enchange digital payment in the European Union. — Madrid : Fundación del Instituto Español de Analistas, 2025

35 p. . — (Documento de trabajo ; Nº 41)

The document aims to provide a technical explanation and policy reflections on the digital euro, an initiative by the European Central Bank (ECB) to create a central bank digital currency (CBDC) for retail use. The document examines the proposed technological architecture, key challenges, and implications for financial stability and other public policies. Additionally, it offers policy recommendations to ensure the privacy, security, and stability of the financial system, highlighting the importance of a gradual implementation and public-private collaboration

ISBN 978-84-09-73596-9

1. Euro . 2. Pagos . 3. Digitalización . 4. Tecnología . 5. Ciberseguridad . I. Fundación del Instituto Español de Analistas . II. Instituto Español de Analistas Financieros . III. Title.