Digital Euro : a technical explanation and some policy reflections to enchange digital payment in the European Union

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<subTitle>: a technical explanation and some policy reflections to enchange digital payment in the European Union</subTitle>
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<dateIssued>2025</dateIssued>
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<tableOfContents displayLabel="Contents">The document  aims to provide a technical explanation and policy reflections on the digital euro, an initiative by the European Central Bank (ECB) to create a central bank digital currency (CBDC) for retail use. The document examines the proposed technological architecture, key challenges, and implications for financial stability and other public policies. Additionally, it offers policy recommendations to ensure the privacy, security, and stability of the financial system, highlighting the importance of a gradual implementation and public-private collaboration</tableOfContents>
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<partNumber>Nº 41</partNumber>
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