Centro de Documentacion de Fundación MAPFRE - Market segment outlook : US health insurance

Publication: New Jersey : A.M. Best Company Inc, 2025Physical description: 6 pSeries: (Best's market segment report ; August 25, 2025)Notes: Sumario: AM Best has revised its outlook for the U.S. health insurance industry from Stable to Negative due to rising medical trends in Medicare Advantage, mismatches in rates and patient acuity in Managed Medicaid, increased utilization and claims costs in the commercial sector, and growing legislative and regulatory concerns. Despite these challenges, strong capitalization, liquidity, and continued favorable net investment income provide some offsetting support. The report highlights that medical costs, utilization, and morbidity are increasing across various lines of business, with operating margins under significant pressure in government programs and notably narrowing in the commercial marketThis includes: Increased medical trend -- The medicare segment remains challenged -- Rate mismatch impacting managed medicaid -- Commercial group earnings deterioration -- Individual business shows material weakening of earnings -- Risk -adjusted capitalization, liquidity and investment performance -- Corrective actionMateria / lugar / evento: Mercado de seguros Seguro de salud Medicare Medicaid Análisis de riesgos Perspectivas del seguro Estados Unidos Otros autores: A.M. Best Company
Other categories: 344.1