Section: Electronic documentsTitle: Investing from insurers' perspective / Insurance EuropeAuthor: Insurance EuropePublication: Brussels : Insurance Europe, 2025Physical description: 17 p.Notes: Sumario: The document outlines the critical role of insurers as long-term institutional investors in supporting the European Union's strategic goals, including the Green Deal, competitiveness, and sustainable finance. With nearly 9.5 trillion in assets, insurers are uniquely positioned to provide stable, long-term capital due to their liability-driven business model. The report explains how insurers' investment decisions are shaped by liability profiles, guarantees, asset size, and regulatory frameworks such as Solvency II. It highlights barriers like regulatory fragmentation, tax inefficiencies, and accounting rules that hinder optimal investment. The paper also emphasizes the importance of sustainability, ESG integration, and public-private partnerships, offering policy recommendations to unlock insurers' full investment potential and align their portfolios with Europe's long-term economic and environmental objectivesThis includes: Executive summary -- Policy action is needed -- Insurers as long-term institutional investors -- Part I: What sets insurers apart? -- Part II: Fundamental factors -- Part III: Legislative and regulatory factorsMateria / lugar / evento: Mercado de segurosInversionesPacto Verde EuropeoSostenibilidadNormativa comunitariaImpuestosCriterios ESGColaboración público-privadaAhorro a largo plazoUnión EuropeaOther categories: 212Rights: In Copyright (InC)Referencias externas:
