Yanez, Juan Sebastian Weekly dynamic motor insurance ratemaking with a telematics signals bonus-malus score / Juan Sebastian Yanez, Montserrat Guillén and Jens Perch Nielsen Sumario: The authors present a dynamic pay-how-you-drive pricing scheme for motor insurance using telematics signals. More specifically, our approach allows the insurer to apply penalties to a baseline premium on the occurrence of events such as hard acceleration or braking. In addition, we incorporate a bonus-malus system (BMS) adapted for telematics data, providing a credibility component based on past telematics signals to the claim frequency predictions En: Astin bulletin. - Belgium : ASTIN and AFIR Sections of the International Actuarial Association = ISSN 0515-0361. - 29/01/2025 Volume 55 Issue 1 - January 2025 , p. 1 - 28 1. Matemática del seguro . 2. Seguro de automóviles . 3. Pago por uso . 4. Telemática . 5. Tarificación a priori . 6. Modelos predictivos . I. Guillén, Montserrat . II. Perch Nielsen, Jens . III. International Actuarial Association . IV. Title.
Centro de Documentación y Conocimiento
Centro de Documentación y Conocimiento