Weekly dynamic motor insurance ratemaking with a telematics signals bonus-malus score

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<title>Weekly dynamic motor insurance ratemaking with a telematics signals bonus-malus score</title>
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<namePart>Guillén, Montserrat</namePart>
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<namePart>Perch Nielsen, Jens</namePart>
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<abstract displayLabel="Summary">The authors present a dynamic pay-how-you-drive pricing scheme for motor insurance using telematics signals. More specifically, our approach allows the insurer to apply penalties to a baseline premium on the occurrence of events such as hard acceleration or braking. In addition, we incorporate a bonus-malus system (BMS) adapted for telematics data, providing a credibility component based on past telematics signals to the claim frequency predictions</abstract>
<note type="statement of responsibility">Juan Sebastian Yanez, Montserrat Guillén and Jens Perch Nielsen</note>
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<topic>Matemática del seguro</topic>
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<topic>Seguro de automóviles</topic>
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<subject xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="MAPA20080563639">
<topic>Pago por uso</topic>
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<topic>Telemática</topic>
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<topic>Tarificación a priori</topic>
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<topic>Modelos predictivos</topic>
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<title>Astin bulletin</title>
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<publisher>Belgium : ASTIN and AFIR Sections of the International Actuarial Association</publisher>
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<identifier type="issn">0515-0361</identifier>
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<text>29/01/2025 Volume 55 Issue 1 - January 2025 , p. 1 - 28</text>
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