MAP20070036314Sugranyes Bickel, DomingoPension reform in Europe : when will it make a difference? : the Spanish case / Domingo Sugranyes. — [S.l. : s.n.], 200225 h. ; 30 cmGovernment and individuals must take urgent decisions about the future of pensions -- Spain : state pensions -- Population distribution by age groups -- Dependency ratios and age-related expenditure -- Private pension funds -- Evolution of maximum allowed yearly contributions into private pension funds -- Pension funds evolution : amounts and participants -- The Toledo Agreements -- Externalisation of corporate pension commitments -- Life insurance and pension funds as a % of GDP in Europe's 5 largest economies -- Evolution of private retirement savings in Spain -- Breakdown of investmens backing retirement assets -- Tax treatment of savings in Spain -- The "Lagares" fiscal reform proposal -- Questions for the future -- Under any scenario, MAPFRE is extremely well positioned -- MAPFRE-managed long-term savings -- Caja Madrid-managed long-term savings -- MAPRE vs Spanish asset managers -- Appendix : MAPFRE Vida figures; tax treatment of savings in Spain; MAPFRE distribution network in Spain - year 20011. MAPFRE-Caja Madrid. 2. MAPFRE Vida, Sociedad Anónima de Seguros y Reaseguros sobre la Vida Humana. 3. Sistemas de pensiones. 4. Reforma de la Seguridad Social. 5. España. 6. Unión Europea. 7. Envejecimiento de la población. 8. Planes de pensiones. 9. Previsión privada. 10. Pacto de Toledo. 11. Exteriorización de pensiones. 12. Seguro de vida. 13. Seguro de jubilación. 14. Reforma fiscal. I. Title.